New year,
new insurance deductible!
To All of Our Mindful Health Solutions Patients:
Happy 2025! As the new year begins, it brings with it many opportunities for a fresh start. One important fresh start we don’t often think to pay attention to is the reset of your insurance deductible amounts.
At Mindful Health Solutions, we know the effect that financial stability can have on our overall well-being. We want to help address some of the financial challenges the new year can bring and set our patients up for a year of growth and prosperity.
An Overview on Deductibles
Many (but not all) insurance plans operate on a calendar-year cycle. In January, patients on these plans will see their deductible responsibility reset (go back to zero). The cost of appointments that took place in 2024, after you had met your deductible or other patient responsibility, may appear to increase in cost because of this deductible reset. It’s important to understand that the cost of the appointment has not actually changed, but the amount that your insurance company is paying - and the amount they expect you to pay - may be different until you have met your patient responsibility again.
How to Prepare for Your Treatment
Mindful Health Solutions uses professional software that attempts to communicate with your insurance company so that we may calculate the cost of your upcoming appointment. Insurance companies do not provide us all the specifics about your plan. In situations where you have questions about the amount being charged for your upcoming visit, your first and best option is to speak directly to your insurance company. Be sure to request information about your mental health coverage in an outpatient setting, and at the conclusion of your conversation, request a reference number for the call.
Please note, your Psychiatrist, NP, or Therapist is not a billing specialist. If you have any questions regarding your financial situation with Mindful Health Solutions, please first contact your insurance company to get an understanding of your coverage, and then reach out to the front office team at your respective clinic for further assistance. This will allow you to make the most of your time in your session with your provider, while allowing our office team to do what they do best!
Don’t Let Deductibles Keep You from Care
Proactive management of your anticipated medical expenses can help reduce last-minute stress. Completing your pre-registration when we send it (72+ hours in advance) allows time for you to review your calculated responsibility and leaves time for you to clarify questions with your insurance company prior to the day of your appointment. We will not be able to conduct same-day investigations, and we will not be able to make any account adjustments without clear direction from your insurance company. We will not let a patient’s financial situation stop them from attending their scheduled visit with their provider, but patients will be responsible for the full cost of the appointment, even if the amount is still in question at the time of the visit.
Mindful Health Solutions is so thankful that you’ve chosen us to as your provider of choice for mental health care. We hope this information is helpful, and look forward to a happy and healthy 2025 as we continue our efforts to be the leading provider of innovative behavioral health services.
Schedule a Consulation
